The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
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Probate can be a completely public process, or it can be managed to include as little information as possible.
The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.
Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?